{"id":1599,"date":"2020-12-09T12:46:08","date_gmt":"2020-12-09T15:46:08","guid":{"rendered":"http:\/\/naoseiinvestir.com\/?p=1599"},"modified":"2021-03-17T15:21:29","modified_gmt":"2021-03-17T18:21:29","slug":"economias-burras","status":"publish","type":"post","link":"https:\/\/naoseiinvestir.com\/index.php\/2020\/12\/09\/economias-burras\/","title":{"rendered":"Economias burras"},"content":{"rendered":"\n
\"economias<\/figure>\n\n\n\n

Economizar \u00e9 uma das formas de investir <\/a>mais dinheiro, entretanto h\u00e1 economias que n\u00e3o valem a pena, as quais chamamos de economias burras. Vamos conversar um pouco sobre isso!<\/p>\n\n\n\n

Economias nem sempre valem a pena<\/h2>\n\n\n\n

H\u00e1 duas formas de investir mais dinheiro: ganhando mais ou gastando menos. Embora enxugar os gastos <\/a>seja uma \u00f3tima forma de fazer sobrar mais dinheiro, n\u00e3o podemos exagerar. Na \u00e2nsia de economizar muito, acabamos fazendo coisas que n\u00e3o valem a pena, de modo que o barato sai caro.<\/p>\n\n\n\n

Vamos a algumas economias burras.<\/p>\n\n\n\n

Comprar artigos de baixa qualidade<\/h2>\n\n\n\n

Quem nunca? A gente v\u00ea um item baratinho, vai pelo pre\u00e7o e n\u00e3o pensa na qualidade. Essa \u00e9 uma economia burra que podemos aplicar em v\u00e1rias coisas. Comprar um carro antigo demais e cheio de problemas, cuja manuten\u00e7\u00e3o e a dor de cabe\u00e7a v\u00e3o tomar tempo e dinheiro; comprar um sapato super barato, mas desconfort\u00e1vel e que visivelmente vai durar pouco tempo; e por a\u00ed vai.<\/p>\n\n\n\n

Tudo aquilo que \u00e9 o “barato que sai caro” simplesmente n\u00e3o vale a pena.<\/p>\n\n\n\n

\u00c9 melhor investir mais em algo de qualidade e que vai durar por muito tempo, do que comprar algo hiper barato que vai estragar r\u00e1pido ou dar dor de cabe\u00e7a. N\u00e3o compensa.<\/p>\n\n\n\n

Aproveitar todas as promo\u00e7\u00f5es<\/h2>\n\n\n\n

Quando as promo\u00e7\u00f5es s\u00e3o \u00fateis? Quando ocorrem em itens que planejamos comprar.<\/p>\n\n\n\n

Na \u00e2nsia de economizar, muitas pessoas saem \u00e0 ca\u00e7a de promo\u00e7\u00f5es, comprando inclusive coisas desnecess\u00e1rias e que v\u00e3o ficar encostadas, sem uso. Neste caso, \u00e9 uma falsa economia: se algo custa 100 reais e est\u00e1 por 70 reais na promo\u00e7\u00e3o, voc\u00ea n\u00e3o economizou 30 reais; na verdade<\/em> voc\u00ea gastou 70<\/em>.<\/p>\n\n\n\n

Use promo\u00e7\u00f5es para compras planejadas, de itens que voc\u00ea realmente precisa. Do contr\u00e1rio, ser\u00e1 apenas um modo de se enganar: voc\u00ea n\u00e3o est\u00e1 economizando, mas sim gastando desnecessariamente.<\/p>\n\n\n\n

Fazer esfor\u00e7os exagerados em busca de pagar menos<\/h2>\n\n\n\n

“Tem um mercado l\u00e1 do outro lado da cidade em que a compra do m\u00eas sai mais barata”.<\/p>\n\n\n\n

“Cada mercado tem alguns itens mais baratos que outros. O neg\u00f3cio \u00e9 fazer uma parte da compra do m\u00eas em cada um”.<\/p>\n\n\n\n

Veja bem, buscar os melhores pre\u00e7os \u00e9 totalmente v\u00e1lido, mas ficar fissurado nisso \u00e9 economia burra. Tempo tamb\u00e9m \u00e9 dinheiro. De que adianta passar em 3 mercados diferentes e distantes um do outro pra economizar e gastar com gasolina? De que adianta economizar, mas gastar o meu dia inteiro de um lado pro outro?<\/p>\n\n\n\n

Se a economia \u00e9 absolutamente necess\u00e1ria pra fechar as contas do m\u00eas, a\u00ed \u00e9 outra hist\u00f3ria, cada centavo conta. Do contr\u00e1rio, \u00e9 melhor gastar esse tempo todo para se desenvolver e ganhar mais. N\u00e3o d\u00e1 pra ganhar em todos os lados, simplesmente escolha um mercado que oferece os melhores pre\u00e7os e que n\u00e3o seja muito longe da sua casa, fa\u00e7a as suas compras e pronto.<\/p>\n\n\n\n

Economizar neuroticamente em itens pequenos<\/h2>\n\n\n\n

Os pequenos gastos podem somar valores bem razo\u00e1veis ao longo de meses, disso n\u00e3o h\u00e1 d\u00favida. Agora, evitar comprar absolutamente qualquer coisa fora de casa j\u00e1 \u00e9 neura demais.<\/p>\n\n\n\n

“N\u00e3o vou comprar um bombom, esses pequenos gastos s\u00e3o fogo”.<\/p>\n\n\n\n

“Vou evitar comprar esse cafezinho, cada real conta”.<\/p>\n\n\n\n

Percebe?<\/p>\n\n\n\n

Poupar e investir n\u00e3o pode se tornar um fardo t\u00e3o grande que impe\u00e7a pequenos gastos do dia a dia. N\u00e3o comprar um bombom de 2 reais n\u00e3o vai te enriquecer. Evitar pequenos gastos correntes pode ser v\u00e1lido, mas sem exageros.<\/p>\n\n\n\n

Particularmente, j\u00e1 cometi todos os erros acima. J\u00e1 aproveitei promo\u00e7\u00e3o de coisa que ficou encostada, j\u00e1 fiquei neur\u00f3tico economizando em coisas pequenas e por a\u00ed vai.<\/p>\n\n\n\n

E voc\u00ea, qual dessas economias j\u00e1 fez? Quais outras voc\u00ea acrescentaria \u00e0 lista? Comenta aqui embaixo!<\/p>\n","protected":false},"excerpt":{"rendered":"

Economizar \u00e9 uma das formas de investir mais dinheiro, entretanto h\u00e1 economias que n\u00e3o valem a pena, as quais chamamos de economias burras. Vamos conversar um pouco sobre isso! Economias nem sempre valem a pena H\u00e1 duas formas de investir mais dinheiro: ganhando mais ou gastando menos. Embora enxugar os gastos seja uma \u00f3tima forma […]<\/p>\n","protected":false},"author":1,"featured_media":1600,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[39],"tags":[26,56],"class_list":{"0":"post-1599","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-organizacao-financeira","8":"tag-economizar","9":"tag-poupar","10":"czr-hentry"},"yoast_head":"\nEconomias burras - N\u00e3o $ei Investir<\/title>\n<meta name=\"description\" content=\"Economizar \u00e9 bom, mas h\u00e1 uma s\u00e9rie de economias burras que simplesmente n\u00e3o compensam. 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